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What is a payday loan and how does it work?

Payday loans are short-term loans designed to help a borrower overcome immediate financial expenses. The loan is due to be repaid on the next payday.

Payday loans working principle is through online loan request. We will link you to a lender who will verify the information. If you qualify for the loan, your lender will deposit the loan amount to your checking account. If your request is made late, your lender will deposit the money by the next business day. The amount is debit from the account that you owe on the next payday.

Are Payday Loans Available In All States?

No. payday loans are not available in all states because of federal and state laws regarding payday lending. Each state has its own lending rules and regulations and you should check if your state allows payday lending.

How Much Can I Borrow?

The minimum and maximum loan amounts vary from one state to another and from one lender to another. If you are approved for a loan by your lender, it will be in tandem with the state laws and regulations. Moreover, the loan amount is also determined by your repayment history and income.

What Do I Need To Apply For Payday Loans?

When you need payday loan relief, it is important that you fulfill the minimum requirements put forth by your state and the lender. The general requirements include

  • Show a steady income or recurring income payments
  • You reside in a state that allows payday lending
  • You must be at least 18 years
  • You have a valid national identity card or passport
  • You are not active in the military
  • You are not currently on a bankruptcy case

How Do I Apply For A Payday Loan?

If you are looking for payday loan debt assistance, then you should know how to request for the loan. We have simplified the loan request process. All you have to do is fill out a simple loan request form and submit it. You can request for the loan anywhere anytime in the comfort of your living room as long as you have a stable internet connection.

Do I need collateral?

When searching for a payday loan relief, many people ask if they need collateral to qualify for the loan. The answer is NO. There is no need for collateral in payday loans.

How Will I Know If I Am Approved For The Loan?

Once you have duly filled out your form, the next essential item is to forward it to your lender. Once your lender evaluates the information that you have submitted to be true, you will be informed. As soon as your lender verifies the information, you will get feedback on your loan application.

When Will I Receive The Money?

If you want to get payday loan debt assistance, you will be worried about the time the money will reflect on your checking account. As soon as your lender has verified your information, the next step is to deposit the money to your checking account.

When And How Do I Payback?

It is imperative to note when looking for payday loan relief, you should know the repayment time. The amount that you owe your lender will be debited from your checking account when your loan is due. There are no penalties or charges when you pay your loan on time.

What Is Payday Relief?

According to reports, 12 million Americans borrow up to $50 billion annually in payday loans. The borrowers owe the payday loans for over five months. Payday relief programs are tailored to help people in debt. The programs provides relief to the borrower. We will connect you with payday relief who will negotiate with your lenders. Payday relief is beneficial because:

  • Your loan will be eliminated
  • Your relief expert negotiates on your behalf
  • You won’t have to worry about the loan anymore
  • Your expert will look for a better interest rate

What Is Payday Loan Assistance?

Payday loan relief or payday loan assistance refers to a situation in which the borrower is helped to settle a loan that has been disturbing you. We link you to payday loan assistance experts who will consolidate all your payments and make a single loan payment to alleviate all your debts. Benefits of payday loan assistance include

  • you can focus on one debt
  • you are financially sound
  • You can make a better long-term financial goal once your debt is removed

Actual Client Testimonials

"Your professional assistance in negotiating settlements have been such a God send for my husband and myself when he was unexpectedly hospitalized due to a life threatening illness… With my husband’s illness and long recovery, your wonderful assistance allowed me to fulfill my duties to my family without additional worries… I would recommend your company to anyone that truly desires to settle their debt. May God bless each of you as well as your company's continued success."

Susan D.Dallas, TX

"I just wanted to say "THANK YOU" I appreciate the kindness that you have shown me through this process of debt settlement. There were days; whereas, fear gripped my heart. But, you were right there to guide me through. If there was ever a time that I had to leave a message; as of today, I never waited over 15 minutes for you to contact me. I can't express what it meant to me for you to be so prompt. Once again, "Thank You," if possible, would you please forward this email to your supervisor. "

Andrew T.Los Angeles, CA

"Thank you so much, You have been very helpful Nicole. I will be sure to tell someone else if I speak to anyone else in your company how helpful you have been. This is a hard thing to deal with and very stressful with being so broke and then having all these people after me. To me, it felt as if it was just as important to you as it was to me that the situation be handled. Most companies care only about themselves and the money to be made but you truly proved to me that your comapny cares about their customers."

Annie C.Houston, TX