Quick personal loans: the best lenders for quick cash
* Trustpilot Octoberscore as of June 2020. Best Egg Personal Loans, including the Best Egg Secured Loan, are made by Cross River Bank, a licensed commercial bank in the state of New Jersey, member of the FDIC. Equal housing lender. “Best Egg” is a trademark of Marlette Funding, LLC. “Best Egg Secured Loan” is a registered trademark of Marlette Funding, LLC. All uses of “Best Egg” refer to “the Best Egg Personal Loan”, “Best Egg on behalf of Cross River Bank, as the originator of the Best Egg Personal Loan” and / or “the Best Egg Secured Loan” depending on the case. The term, amount and APR of any loan we offer will depend on your credit rating, income, debt payment obligations, loan size, credit history and other factors. . Your loan agreement will contain specific terms and conditions. About half of our customers get their money the next day. After successful verification, your money can be deposited into your bank account within 1-3 business days. The timing of funds available upon loan approval may vary depending on your bank’s policies. Loan amounts range from $ 2,000 to $ 50,000. Massachusetts residents have a minimum loan amount of $ 6,500; New Mexico and Ohio, $ 5,000; and Georgia, $ 3,000. For a second Best Egg loan, your total existing Best Egg loan balances cannot exceed $ 50,000. Annual percentage rates (APRs) range from 5.99% to 29.99%. The APR is the cost of credit as an annual rate and reflects both your interest rate and an origination charge of 0.99% to 5.99% of your loan amount, which will be deducted from the loan proceeds you receive. The origination fee on a loan with a term of 4 years or more will be at least 4.99%. The length of your loan will impact your APR, which may be higher than our lowest advertised rate. You need a minimum FICO® score of 700 and a minimum individual annual income of $ 100,000 to qualify for our lowest APR. To help the government fight the financing of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What it means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identification documents.